Texas Foreclosure Timeline — Day by Day
Texas is one of the fastest foreclosure states in the country. A homeowner can go from current to foreclosed in as little as four months. Knowing the exact timeline gives you the information you need to act before it is too late.
Why Texas Is So Fast
Texas is a non-judicial foreclosure state. Lenders use the deed of trust's power-of-sale clause to foreclose without filing a lawsuit, which strips out the months of court process that judicial states require.
Common Challenges
- Day 1–30 of missed payments: late fees and collection calls
- Day 90–120: Notice of Default mailed; 20-day cure period
- Day 110+: Notice of Sale posted at courthouse 21 days before sale
- First Tuesday after the 21-day notice: auction at courthouse steps
How We Help
We can write a cash offer at any point in the timeline. The earlier you call, the more options we can present.
Benefits of Selling As-Is
- Sell as-is — no repairs, cleaning, or junk removal required
- Zero real estate agent commissions (typically 5–6% of sale price)
- No appraisals, no financing contingencies, no loan fall-throughs
- Pick your own closing date — fast or flexible
- We pay standard closing costs at the title company
- Confidential, no public MLS listing or open houses
- No banks, lenders, or inspector demands holding up the deal
Our Process
Local Coastal Bend Context
Corpus Christi auctions happen at the Nueces County Courthouse on Leopard Street; San Patricio County auctions are held in Sinton.
Frequently Asked Questions
Get Your Cash Offer Today
See what your Corpus Christi house is worth to us. No fees, no obligations, no pressure — just a fair number in writing within 24 hours.