Coastal Bend Cash Buyers

Texas Foreclosure Timeline — Day by Day

Texas is one of the fastest foreclosure states in the country. A homeowner can go from current to foreclosed in as little as four months. Knowing the exact timeline gives you the information you need to act before it is too late.

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Why Texas Is So Fast

Texas is a non-judicial foreclosure state. Lenders use the deed of trust's power-of-sale clause to foreclose without filing a lawsuit, which strips out the months of court process that judicial states require.

Common Challenges

  • Day 1–30 of missed payments: late fees and collection calls
  • Day 90–120: Notice of Default mailed; 20-day cure period
  • Day 110+: Notice of Sale posted at courthouse 21 days before sale
  • First Tuesday after the 21-day notice: auction at courthouse steps

How We Help

We can write a cash offer at any point in the timeline. The earlier you call, the more options we can present.

Benefits of Selling As-Is

  • Sell as-is — no repairs, cleaning, or junk removal required
  • Zero real estate agent commissions (typically 5–6% of sale price)
  • No appraisals, no financing contingencies, no loan fall-throughs
  • Pick your own closing date — fast or flexible
  • We pay standard closing costs at the title company
  • Confidential, no public MLS listing or open houses
  • No banks, lenders, or inspector demands holding up the deal

Our Process

1. Tell Us About Your Property
Share a few quick details using the form or our Instant Cash Offer Calculator. We do not need cleaned, repaired, or staged photos — describe the house honestly and we will work with you from there.
2. We Run the Numbers Locally
Our team pulls real Corpus Christi and Coastal Bend comparables, accounts for needed repairs, holding costs, and after-repair value, and prepares a written, no-obligation cash offer — usually within 24 hours.
3. Walk-Through on Your Schedule
A friendly buyer from our team meets you at the property (or jumps on a video call) for a short walk-through. There is no pressure, no judgment about the condition, and no checklist of demands.
4. Close at a Local Title Company
Choose your closing date — as fast as 7 days, or 60+ days out if you need time to move. We close at a reputable Corpus Christi title company, you sign, and you walk away with cash. We even cover standard closing costs.

Local Coastal Bend Context

Corpus Christi auctions happen at the Nueces County Courthouse on Leopard Street; San Patricio County auctions are held in Sinton.

Frequently Asked Questions

Most Texas lenders begin formal foreclosure proceedings after 90–120 days of missed payments, though this varies by loan type and servicer.

Get Your Cash Offer Today

See what your Corpus Christi house is worth to us. No fees, no obligations, no pressure — just a fair number in writing within 24 hours.

Offer in 24 hours
No obligation, ever
Local Coastal Bend buyer

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